These terms govern your use of the Lucky 95 platform. Please read them carefully before registering an account, making a deposit or placing any bet. By using Lucky 95, you confirm that you have read, understood and agreed to everything on this page.
These are the most important points from the full terms. Reading the complete document below is still required.
You must be at least 18 years old to register and use Lucky 95. Only one account per person is permitted. Duplicate accounts will be closed and any balances forfeited.
All deposits, withdrawals and account balances are held in Pakistani Rupees. Payments are processed via JazzCash, Easypaisa, Raast, bank transfer and mobile wallets.
All bonuses and promotions carry wagering requirements. The specific terms for each offer are shown before you opt in. Bonuses cannot be withdrawn until requirements are met.
You are responsible for keeping your login credentials secure. Do not share your password with anyone. Lucky 95 will never ask for your password via email or chat.
Fraudulent play, bonus abuse, collusion, use of automated tools or any manipulation of the platform is strictly prohibited and will result in immediate account closure.
Deposit limits, session reminders and self-exclusion are available on every account. Lucky 95 is for adults playing within their personal entertainment budget.
By accessing, registering on or using the Lucky 95 platform at lucky95.win, you confirm that you have read these Terms and Conditions in full and that you agree to be bound by them. These terms form a legally binding agreement between you and Lucky 95. If you do not agree with any part of these terms, you must not use the platform.
These terms apply to all areas of the Lucky 95 platform, including Slots, Live Casino, Sports Betting, promotions, account management, deposits and withdrawals. They should be read alongside the Privacy Policy and the Responsible Gaming Policy, both of which form part of the overall agreement between you and Lucky 95.
Important: Using Lucky 95 after these terms have been updated constitutes acceptance of the revised terms. We recommend checking this page periodically. The date at the top of the page shows when it was last revised.
You must be at least 18 years of age to register an account or use any part of the Lucky 95 platform. By registering, you confirm that you are 18 or older. Lucky 95 takes age verification seriously. If we have reason to believe an account belongs to a person under 18, the account will be suspended immediately pending verification, and any winnings will be withheld.
Each individual is permitted to hold only one account on Lucky 95. Creating multiple accounts — whether in your own name or under different names — is not allowed. If duplicate accounts are identified, all accounts except the original will be closed. Any bonus funds obtained through multiple accounts will be voided, and winnings generated from those funds may be forfeited.
When registering, you must provide accurate, complete and up-to-date information. This includes your full name, date of birth, contact details and any payment information required for verification. Providing false information, including using someone else's identity or payment method, is a serious breach of these terms and may result in permanent account closure.
Lucky 95 may request identity documents at any point — including during registration, before processing a withdrawal or as part of routine account verification. Documents typically requested include a valid national ID card (CNIC), proof of address and proof of the payment method used. Failure to provide requested documents within a reasonable timeframe may result in account restrictions.
Reminder: Lucky 95 is strictly for adults aged 18 and over. If you are aware of a minor attempting to use the platform, please contact us immediately at [email protected].
You are solely responsible for maintaining the confidentiality of your username and password. Do not share your login credentials with anyone. Lucky 95 will never contact you via email, live chat or any other channel to ask for your password. If you suspect unauthorised access to your account, contact support immediately.
You may request to close your account at any time by contacting customer support. Before closure, any pending withdrawals will be processed in the normal manner. Bonus balances that have not met wagering requirements will be removed upon closure.
An account that has had no login activity for 12 consecutive months may be classified as dormant. Lucky 95 reserves the right to apply a monthly administrative fee to dormant accounts. You will be notified before any such fee is applied. The account can be reactivated at any time by logging in and verifying your identity.
Lucky 95 reserves the right to close, restrict or suspend any account that is found to be in breach of these terms, involved in fraudulent activity, or associated with money laundering or any other illegal conduct.
Lucky 95 accepts deposits in PKR via the following payment channels: JazzCash, Easypaisa, Raast, bank transfer, bank cards and mobile wallets. All transactions are denominated in Pakistani Rupees. There are no currency conversion fees because your account balance is held entirely in PKR.
Deposits made via JazzCash, Easypaisa and Raast are typically credited to your Lucky 95 account within a few minutes of the transaction being confirmed on the payment provider's side. Bank transfers may take longer depending on your bank's processing schedule. If a deposit has not appeared in your account within two hours, contact customer support with your transaction reference number.
Minimum deposit amounts vary by payment method. Current minimums are displayed on the deposit page within your account. Lucky 95 does not charge fees on deposits, though your payment provider may apply their own charges — check with your provider before transacting.
You may only deposit using payment accounts registered in your own name. Deposits made from accounts belonging to another person — even a family member — are not permitted. If a deposit is identified as originating from a third-party account, it may be reversed and the account suspended pending investigation.
Note: Lucky 95 does not accept cash deposits or any payment method not listed in your account's deposit section. Do not send payments to any third-party account claiming to represent Lucky 95.
Withdrawals are processed to the same payment method used for your most recent deposit, where possible. Supported withdrawal channels include JazzCash, Easypaisa, Raast and bank transfer. Withdrawals are always paid in PKR to an account registered in your name.
Lucky 95 aims to process withdrawal requests within 24 to 48 hours of approval. JazzCash and Easypaisa withdrawals are typically the fastest. Bank transfers may take an additional 1 to 3 business days depending on your bank. Processing times may be extended during periods of high volume or when additional identity verification is required.
All accounts must complete identity verification before a withdrawal can be processed. This is a standard requirement and applies to every player regardless of withdrawal amount. Having your CNIC and payment proof ready in advance will speed up this process considerably.
For further details on current processing times and minimum amounts, visit the Withdrawal page.
All bonuses, free spins and promotional offers made available on Lucky 95 are subject to individual terms, including wagering requirements, minimum deposit thresholds, eligible games and expiry periods. These specific terms are shown on each promotion's detail page before you opt in. It is your responsibility to read them before accepting any offer.
Wagering requirements specify how many times a bonus amount (or deposit plus bonus) must be played through before the resulting balance can be withdrawn. For example, a bonus with a 20x wagering requirement means the bonus amount must generate 20 times its value in total bets before withdrawal eligibility is reached. Not all games contribute equally — slots typically contribute 100%, while Live Casino games may contribute a lower percentage. Specific contribution rates are stated in each promotion's terms.
Bonuses that are not used or do not meet their wagering requirements within the stated validity period will be removed from your account automatically. Expired bonuses cannot be reinstated.
Lucky 95 monitors accounts for signs of bonus abuse, including creating multiple accounts to claim the same offer, placing bets that do not constitute normal play in order to meet wagering requirements while minimising risk, or exploiting errors in bonus terms. Any account found to be abusing bonuses will have all bonus-related winnings voided and may be permanently restricted.
Reminder: Bonuses are promotional tools designed to add entertainment value. They are not a guaranteed income source. Always check the specific terms of each promotion before opting in.
The welcome offer is available to new registrations only. One welcome bonus per person, per household and per payment method. Attempting to claim the welcome offer multiple times using different accounts or payment methods is considered bonus abuse and will result in all related accounts being closed.
All bets placed on Lucky 95 are subject to acceptance by the platform. Lucky 95 reserves the right to limit, refuse or cancel any bet at its discretion, particularly where there is evidence of irregular betting patterns, suspected match manipulation or a technical error in the displayed odds. Bets are not confirmed until you receive an on-screen confirmation and the bet appears in your bet history.
Odds are subject to change up to the point of bet acceptance. In-play odds on Cricket, PSL, T20 internationals, Football and Esports are updated in real time. If odds change between the time you submit a bet and the time it is processed, Lucky 95's system will notify you of the change and ask you to confirm at the new odds.
Bets may be voided in the following circumstances: the event is cancelled or postponed beyond the rescheduling window, the market is settled incorrectly and later corrected, or a technical error resulted in clearly incorrect odds being displayed. In all void cases, the original stake is returned to your account.
For Cricket markets, including PSL and T20 internationals, the following applies: matches that are reduced in overs due to weather or other interruptions will be settled according to the Duckworth-Lewis-Stern (DLS) method result where an official result is declared. Abandoned matches with no official result will be voided. In-play bets placed after an event's outcome has become known — due to streaming delays or any other reason — may be voided at Lucky 95's discretion.
Maximum payout limits apply per event and per market. Current limits are displayed in the sportsbook. Bets that would generate winnings in excess of the stated maximum may be partially accepted or adjusted to bring the potential payout within the permitted range.
Each game available on Lucky 95 — whether a Slot, Live Casino table, or any other format — operates according to its own individual rules as set by the game provider. These rules are accessible within the game itself. It is your responsibility to understand a game's rules before wagering real money on it.
All Slots and non-live casino games on Lucky 95 use certified Random Number Generators (RNG) to determine outcomes. These RNGs are regularly tested by independent third parties to ensure fairness. Lucky 95 does not influence, modify or override the outcomes of any game.
If your connection drops during a game round, the round will continue and be completed according to the game's standard logic. On reconnection, the outcome will be displayed and your balance updated accordingly. Lucky 95 is not responsible for losses resulting from connection issues on the player's side, including mobile data interruptions.
Live Casino games are streamed in real time from dedicated studios. Table limits, game variants and dealer availability may vary by time of day. Decisions made by the live dealer are final once the betting window has closed. Any dispute regarding a live game outcome must be raised with customer support within 24 hours, quoting the specific game session reference.
Maximum win limits apply to casino games and are stated within each game. Wins exceeding the stated maximum for a single round will be capped at that maximum amount. This is a standard industry practice determined by the game provider and applies across the platform.
The following actions are strictly prohibited on Lucky 95. Violation of any of these rules will result in account suspension, permanent closure, voiding of winnings and, where applicable, reporting to relevant authorities:
Account Consequences: Lucky 95 reserves the right to withhold funds, close accounts and share information with relevant authorities where prohibited conduct is identified. This applies regardless of whether the conduct resulted in a net gain or loss.
Lucky 95 is committed to promoting responsible gaming. The platform is designed for adult entertainment, and we encourage all players to maintain healthy habits around their gaming activity. The following principles apply to all accounts:
Only play with money you can afford to lose. Your Lucky 95 entertainment budget should be separate from household expenses, savings and any money needed for essential obligations. Never borrow money specifically to fund gaming activity.
Every Lucky 95 account has access to the following responsible gaming tools from within the account settings:
Lucky 95 is strictly for adults aged 18 and over. If you are a parent or guardian, please ensure minors in your household do not have access to your account credentials or to your logged-in device.
For further information, visit the Responsible Gaming page.
If gaming stops being enjoyable: Take a break. Use the self-exclusion tool in your account settings or contact support to have your account temporarily suspended. You can return when you are ready.
Lucky 95 collects and processes personal data in accordance with its Privacy Policy. By registering and using the platform, you consent to the collection, use and storage of your personal information as described in that policy. This includes data collected during registration, identity verification, payment processing and normal platform use.
Lucky 95 does not sell personal data to third parties for marketing purposes. Data may be shared with payment processors, identity verification providers and relevant authorities where required by law or to prevent fraud. All data is stored securely and handled in accordance with applicable data protection standards.
You may request access to the personal data held about you by contacting support. Full details of your rights and how data is handled are available in the Privacy Policy.
Lucky 95 provides its platform on an "as available" basis. While we make every effort to maintain uptime, stability and accuracy, we cannot guarantee uninterrupted access or that the platform will be free from technical errors at all times.
To the fullest extent permitted, Lucky 95 shall not be liable for:
Nothing in these terms limits liability for fraud, gross negligence or any other matter that cannot be excluded by applicable law.
Lucky 95 reserves the right to update or revise these Terms and Conditions at any time. Changes take effect as soon as they are published on this page. Where a change is significant, we will make reasonable efforts to notify registered players via email or an on-platform notification.
Continuing to use the Lucky 95 platform after updated terms have been published constitutes your acceptance of the revised terms. If you do not agree with the changes, you should stop using the platform and request account closure. It is your responsibility to check this page periodically for updates.
If you have any questions about these Terms and Conditions, or if you need to raise a dispute, please contact the Lucky 95 support team. We aim to respond to all enquiries within 24 hours during normal operating hours.
You can reach us via live chat on the platform or by email. Our support team is familiar with the payment methods and platform features used by Pakistani players and can assist in English.
Email: [email protected]
Create your account, deposit in PKR using JazzCash, Easypaisa or Raast, and start playing Slots, Live Casino and Cricket Betting. One account gives you access to everything — no app required.
Lucky 95 is for adults aged 18 and over. Gaming should stay within your personal entertainment budget and never interfere with your financial responsibilities. Use the deposit limit, session reminder and self-exclusion tools in your account settings if you ever feel you need to manage your play more carefully.